Bank promotions are additional payments offered by banks to employees or institutions as part of agreements, which may include cash incentives, vehicle use, or coverage of renovation costs. From an Islamic jurisprudence perspective, these payments are often linked to interest (riba) or carry suspicions of being so. Therefore, the use of such earnings is subject to careful consideration.
The general ruling is that such payments should be avoided unless the individual is in dire need and unable to meet basic needs for themselves and their family. If this is the case, it is permissible to use the funds temporarily, with the condition that the individual compensates the amount later as a donation to the poor when financially able.
If one is not in financial hardship, these funds should ideally be given to public welfare projects or charitable organizations addressing social issues. This cautious approach helps preserve the sensitivity toward lawful (halal) and unlawful (haram) earnings.